At the present time here in California we're having wildfires. In most every story I've seen on the matter the blame is being put on the utility companies, with not a word being said on the private individual's responsibility in the matter. Time after time it's a matter of what the utilities are not doing, and not a thing on what individuals are not doing. I find it amazing that so many Californians have such badly broken arms.
We can do things, but we don't want to take the initiative. I'd have to charge this as aggravated greed. Pay the money, get the work done. It's your responsibility people, get off your ass.